BankruptcyMatters to millions of Americans every year. The American Bankruptcy Institute reported that more than 1.5 million Americans and their families filed for Bankruptcy Protection during 2004. Why? unemployment, divorce, medical expenses, disability, tax problems, home foreclosure, and the crushing consumer debt carried by so many Americans - to mention a few reasons.



In Chapter 7 cases, these individuals, their families, and their businesses eliminated their unsecured debt, protected their wages, earnings and homes, eliminated some taxes, improved their credit reports, and got a Fresh Start on their financial future, in less than four months.



Special Problems? Chapter 13 bankruptcy filers were able to save their homes from foreclosure, their vehicles from repossession, eliminate or reduce delinquent income tax liabilities and tax liens, and deal with other special debt problems.



With 20 years experience in Bankruptcy Law and Practice, the law offices of Michael Candiotti will help you to achieve freedom from your debts, preservation of your assets, and peace of mind when you go home at night. To get started with this process, telephone our office for a free initial consultation (818) 345-5120. We also invite you to browse the links to the left to learn more about bankruptcy and about our firm.